An Independent Insurance Broker

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Office Phone Number

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Office Address

16888 Nisqualli Rd.
Ste 200
Victorville, Ca. 92395

David Garcia Insurance, Independent Agent

BUSINESS HOURS

Please make an appointment for an office visit

NEW BUSINESS HOURS

Sun	Closed		You can text me if urgent
Mon	9:00am	6:00pm
Tue	9:00am	6:00pm
Wed	9:00am	6:00pm
Thu	9:00am	6:00pm
Fri	9:00am	6:00pm
Sat	10:00am	3:00pm

OUR SERVICES

Homeowners

Homeowners insurance protects against damage to your home and belongings from covered perils, and safeguards your assets if you're liable for someone else's injuries or property damage.

Auto

Every driver is different. So is every car insurance policy. At Direct Auto Insurance, we get it. That's why we offer you choices every step of the way. From affordable coverage options to extra services, great payment plans to money-saving discounts, we're here to help you build the best car insurance policy for your needs.

Health & Life

I offer health insurance, as well as dental, vision and other plans, to meet the needs of individuals and families, employers, health care providers. I also have several types of life insurance polices too.

Renters

Renters insurance is one of the cheapest types of insurance one can get and often ignored. If you are a renter you will be surprised how affordable a policy is and you can protect your self too.

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Business

I can offer workman's comp along with many other types of other business insurance policies including commercial property, construction policies and liability insurance.

Umbrella

If you consider yourself successful and feel others might see you that way as well, I highly recommend an umbrella policy. This type of policy can cover you for multiple risks and areas that may turn out to not be covered by you current polices. It's an umbrella, it covers everything!

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ABOUT DAVID GARCIA

ABOUT DAVID GARCIA INSURANCE

David Garcia have been a dedicated insurance agent for 12 years. An experienced businessman before entering the insurance field, David understands a wide range of life's issues that affect both our personal and business lives. David is also a married family man with 3 young children. CA Lic. #0G86594 As your personal Insurance agent located in Victorville, David believes in keeping clients informed of ways to protect what's important. Whether you're looking for auto insurance, homeowners insurance, life insurance, or specialty coverage, Our Agency will help you select the right products to fit your insurance needs. We offer a variety of auto insurance products to fit your needs. In case you're involved in an accident, We can help provide financial protection for you and your family. Whether you need homeowners insurance or renters insurance, Our home insurance can offer coverage for protecting you and your belongings. Our Agency also offers life insurance, business insurance, and motorcycle insurance to help protect your hard earned assets. Visit Us for a competitive quote to help save money & better protect your family today!

FREQUENTLY ASKED QUESTIONS

Is this the same David Garcia Insurance that was a Farmers Agent?

Yes! But now I have decided that the ability to offer policies from many different companies along with the different types of insurance I can now offer is better. To do that I had to separate from Farmers, which prohibited offering insurance policies from other companies.

Can you give me a quote by phone?

Yes, generally. I will still need all the information each company needs to provide an accurate policy fee.

Do you provide online policy pricing?

No, you can fill out the online the Contact Us form and I can provide a ballpark estimate, however...

There is a new trend to sell policies online without using an agent.

I believe this can be a mistake. All my policies are seen and reviewed by a human (which is me!). I have had many clients that got policies that did not cover what they thought they we getting covered, because of those online policy programs.

I personally review every policy and take the time to discuss what is getting covered, the coverage amounts and the risks.

I strongly believe that is better for my clients.

Are the online insurance policies offering better rates?

No, rates are the same.

These companies save the cost of an independent agent like me, however they pocket the saving and clients lose the personal review of these policies. Not all changes in business and life are improvements!

How many people work at David Garcia Insurance?

One, me. I have had receptionists and agents. Callers typically want to talk to me, so I do not need someone to answer phone calls. When you call you will get me.

I have also had other agents. Again, policies always go though me personally, so I do not need other agents.

I would rather have a smaller list of happy clients than a large list of clients that may or may not be getting their insurance needs met.

What are your office hours, if you are not always in the office?

It makes sense for most insurance companies to have a receptionist to answer calls, and agents to talk to when a potential client calls. That gives them a better chance of getting a higher volume of policies.

However, I serve my existing clients better by spending time seeing clients and not waiting by the phone just to capture more business. My focus is more on service than having a large volume of policies.

Because you are an Independent Agent, is there a fee I have to pay you for your services?

No, I am paid by the company offering the policy, I never charge my clients for my services.

OUR REVIEWS

Curt S.
I have used David for several years now. I have used him for renters insurance, auto and workman's comp too. He has been great at finding policies that are better priced than I had before. He has always given good tips too on ways to save and things to watch for. I recommend him for sure, his office is also in one of the coolest buildings in the Desert.

Donna A.
David has always kept me up to date and changes affect my insurance polices and provided me with options. I have always appreciated that, among the service he provides too.

CONTACT INFORMATION

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